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Litra Simms
Broker and REALTOR®
License #: 616820
443-584-6446
410-819-2268
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Start Your Homeownership
Journey With Landis
Own Your Future. Start With Confidence.
Transitioning from renting to owning is a significant life change, but you don’t have to do it alone. Our dedicated team is here to support you every step of the way. With our wealth of expertise, comprehensive resources, and personalized service, we ensure that your journey to homeownership is smooth, stress-free,
and successful. From financial planning and mortgage options to finding the perfect home and closing the deal, we are committed to making your dream of
owning a home a reality. Let us guide you through this exciting transition with confidence and ease, transforming your vision into a beautiful new chapter in
your life.
To qualify, you'll need to demonstrate a consistent income that can comfortably support your monthly rent and future mortgage. Landis uses this to ensure you’re on track to becoming mortgage-ready.
You’ll need:
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A minimum annual income of $55,000
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Verified income and employment information
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12 months of on-time rent payment historyclients and each other with dignity and respect at all times.
Landis looks at your current credit score and debt levels. While perfect credit isn’t required, a manageable debt load and a path to improvement show your readiness for homeownership.
You’ll need:
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A minimum 550 FICO 4 credit score
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No charge-offs in the past 12 months
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No bankruptcies in the past 12 months
Landis works with people serious about owning a home within 12–24 months. You’ll need to actively participate in a tailored coaching plan to build your savings and strengthen your financial profile.
You’ll need:
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A willingness to work with a Landis coach
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Commitment to financial growth and consistent engagement